+260-955996383 / +260-965996383 / +260-975835882 nondeknox@gmail.com Environmental and Social Edification

Dr. Margaret M. K. Siwale (PhD)

(Social Economic Expert)

Dynamic and self-propelled, Margaret has vast experience in banking, having worked for several Banks in different managerial positions. Banks include; Barclays, defunct Meridian BIAO, Provident Investment Kalulushi Mining and finally chose to retire as a Senior Inspector at Bank of Zambia. Margaret has a BA in Economics, MA Economics and a PhD in Finance. Lecturer at CBU and Zambia Catholic University, Margaret brings to the fore a huge expertise to learners and interns in the financial and Socio-economic Sector.


A people person, Margaret is a stakeholder engagement expert who finds herself selling ice-cream in the North Pole! Advice on Micro Finance and Micro Small and Medium Enterprises is part of her speciality. As a Social Economic Expert, she enjoys social economic surveys and analysis